Banking, a cornerstone of the financial world, continually evolves to meet the changing needs of consumers and businesses. As banks… Read more
Branch Expansion During Economic Troughs: An In-Depth Analysis
Introduction Economic cycles, with their ebb and flow, pose both challenges and opportunities for the banking sector. Each phase –… Read more
Delving Deeper: The Intricate Relationship Between Bank’s Spread and Net Interest Income (NII)
Introduction In the world of banking and finance, two terms often come up in discussions about a bank’s profitability: Spread… Read more
ROE, ROA, and NPM in Highly Leveraged Companies
When analyzing the financial health of a company, several ratios provide insight into different aspects of its operation. Return on… Read more
The Necessity of a Gentleman’s Agreement on Interest Rate (Deposit) in the Nepalese Banking Landscape
The cornerstone of the banking business model is the practice of maturity transformation, which refers to the fundamental banking activity… Read more
Accounting Dilemma for Analysts: Associate, Subsidiary, Equity Investments
Investment relationships between companies can be complex, with numerous factors influencing the way these investments are represented in financial accounts…. Read more
Investigative Article: Shivam Cement’s Own Financial Reporting Standards (SFRS)?
Financial Reporting Fraud? When Practice Doesn’t Meet Standards: A Look into Nepalese Corporate Financial Reporting !! Understanding the financial reporting… Read more
Microfinance Financials Triggers: Interest Rates or Rising NPL?
A Deep Dive into the Impact of Economic Factors on Microfinance Institutions in Nepal In the unique financial landscape of… Read more
CASA, Managing Interest Rate Risk and Profitability
The financial world is a complex web of terms and strategies, with banks acting as the choreographers of a ceaseless… Read more